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Research shows retirement reality-check for middle class adults: What most advisors don’t say

Fredericksburg Fiduciary Jeff Smith breaks down the gaps in retirement planning advice—and what everyday Americans actually need to know FREDERICKSBURG, Va. -– According to the National Council on Aging, a retirement crisis shows that 80% of older adults are either financially struggling now, or at risk for

Health Care, Lifestyle, Media & Communications, News Now!, Science

Experts: Surge in depression rates among mentally ill points to systemic flaws, not overprescription, or overmedication alone

Study cautions against oversimplifying the mental health crisis, pointing to systemic flaws, not medication itself, as the real driver behind overprescription and rising depression rates. — Last week, RFK Jr.’s MAHA reported overmedication as a key factor in children’s mental health decline,

Health Care, Law & Legal, Lifestyle, News Now!, Science, Technology

Flow neuroscience CEO calls out FDA regulations that it plays waiting game with clinically proven depression treatments: Locked out of US when millions of Americans suffer from depression

LONDON, UK — A growing number of neuromodulation headsets are flooding the U.S. market, often sold under wellness labels with vague claims like “improved mood” or “mental focus.” Yet, many lack clinical validation. Meanwhile, transcranial direct current stimulation (tDCS) devices, which have passed