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Best’s Review Global Insurance broker survey now accepting submissions

OLDWICK, N.J. — (BUSINESS WIRE) — AM Best’s monthly magazine, Best’s Review, is asking for submissions to its annual Top Global Insurance Brokers ranking, which will be published in the July 2024 issue. Insurance brokerages will be ranked according to their 2023 total revenue.

 

Additional information about top lines of business and key business developments also will be included.

 

Companies of all sizes are encouraged to submit financial information. The Top 20 will be presented according to ranking; other companies that participate will follow in alphabetical order. Verifiable submissions will be published as space permits.

 

The deadline for submissions is April 15, 2024. Brokers may submit information online.

 

For further information or any questions about the ranking, please contact Best’s Review Editor Tom Davis and tom.davis@ambest.com or 1+ (732) 395-8956.

 

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

 

Copyright © 2024 by A.M. Best Company, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

Contacts

Tom Davis
Editor, Best’s Review
+1 732 395 8956

tom.davis@ambest.com

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Universal Display Corporation announces fourth quarter and fiscal year 2023 conference call

EWING, N.J. — (BUSINESS WIRE) — $OLED #OLEDUniversal Display Corporation (Nasdaq: OLED) (UDC), enabling energy-efficient displays and lighting with its UniversalPHOLED® technology and materials, today announced its results for the fourth quarter and full year, ended Dec. 31, 2023, will be released on Thursday, Feb. 22, 2024, after market close. At that time, a copy of the financial results release will be available on the Company’s website at https://oled.com/.

 

In conjunction with this release, UDC will host a conference call on Thursday, Feb. 22, 2024, at 5 p.m. ET. The live webcast of the conference call can be accessed under the events page of the Company’s Investor Relations website at ir.oled.com. Those wishing to participate in the live call should dial 1-877-524-8416 (toll-free) or 1-412-902-1028. Please dial in 5-10 minutes prior to the scheduled conference call time. An online archive of the webcast will be available within two hours of the conclusion of the call.

 

About Universal Display Corporation

Universal Display Corporation (Nasdaq: OLED) is a leader in the research, development and commercialization of organic light emitting diode (OLED) technologies and materials for use in display and solid-state lighting applications. Founded in 1994 and with subsidiaries and offices around the world, the Company currently owns, exclusively licenses or has the sole right to sublicense more than 6,000 patents issued and pending worldwide. Universal Display licenses its proprietary technologies, including its breakthrough high-efficiency UniversalPHOLED® phosphorescent OLED technology that can enable the development of energy-efficient and eco-friendly displays and solid-state lighting. The Company also develops and offers high-quality, state-of-the-art UniversalPHOLED materials that are recognized as key ingredients in the fabrication of OLEDs with peak performance. In addition, Universal Display delivers innovative and customized solutions to its clients and partners through technology transfer, collaborative technology development and on-site training. To learn more about Universal Display Corporation, please visit https://oled.com/.

 

Universal Display Corporation and the Universal Display Corporation logo are trademarks or registered trademarks of Universal Display Corporation. All other company, brand or product names may be trademarks or registered trademarks.

 

All statements in this document that are not historical, such as those relating to the projected adoption, development and advancement of the Company’s technologies, and the Company’s expected results and future declaration of dividends, as well as the growth of the OLED market and the Company’s opportunities in that market, are forward-looking financial statements within the meaning of the Private Securities Litigation Reform Act of 1995. You are cautioned not to place undue reliance on any forward-looking statements in this document, as they reflect Universal Display Corporation’s current views with respect to future events and are subject to risks and uncertainties that could cause actual results to differ materially from those contemplated. These risks and uncertainties are discussed in greater detail in Universal Display Corporation’s periodic reports on Form 10-K and Form 10-Q filed with the Securities and Exchange Commission, including, in particular, the section entitled “Risk Factors” in Universal Display Corporation’s Annual Report on Form 10-K for the year ended December 31, 2022. Universal Display Corporation disclaims any obligation to update any forward-looking statement contained in this document.

 

Follow Universal Display Corporation

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Contacts

Universal Display Contact:
Darice Liu

investor@oled.com
media@oled.com
+1 609-964-5123

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Byju’s files for Chapter 11 bankruptcy in Delaware, listing liabilities of $1B – $10B, assets from $500M – $1B for its US unit Alpha

Reuters:

 

— A U.S. unit of Indian education technology startup Byju’s has filed for Chapter 11 bankruptcy proceedings in the U.S. court of Delaware, listing liabilities in the range of $1 billion to $10 billion.
Byju’s Alpha unit listed its assets in the range of $500 million to $1 billion, according to a court filing, which showed estimated creditors in the range of 100 to 199.
The ed-tech company, founded by Byju Raveendran, was one of India’s hottest startups, valued at $22 billion in 2022, but has more recently seen lenders initiating bankruptcy proceedings against it. Some of Byju’s investors said the company’s valuation had fallen to between $1 billion and $3 billion.
Byju’s said on Monday it would raise $200 million through a rights issue of shares to clear “immediate liabilities” and for other operational costs.
It has also been negotiating the repayment of a $1.2 billion term loan in the last few months and laid off thousands of employees.
The firm has also been under the scanner of Indian authorities over alleged violations of the country’s foreign exchange laws.

 

 

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Reporting by Kanjyik Ghosh; Editing by Arun Koyyur and Shilpi Majumdar

— Techmeme

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Byju’s declines investors voting rights for the removal of CEO Byju Raveendran and his family 

—  After months of private tussle, Byju’s and some of its largest investors are now taking their fight public

 

Manish Singh / TechCrunch:

 

 

Following months of behind-the-scenes conflict, Byju’s and some of its biggest investors are now publicly airing their complaints about one another.

 

Image Credits: Manjunath Kiran (opens in a new window)/ Getty Images

Byju’s, once India’s most valuable startup, said Friday its investors do not have the voting right to seek leadership changes, a day after a group of shareholders called for an extraordinary general meeting to remove founder Byju Raveendran and his family from the top roles at the edtech group.

 

In a press release, Byju’s said it will continue its deliberation to raise $200 million in a rights issue, for which it has received “encouraging responses from multiple investors.”

Separately, Byju’s leadership informed the employees earlier Friday that the ongoing rights issue has already received commitments for “more than 100 percent of the proposed amount.” They blamed investors for “seeing the crisis” as an “opportunity to conspire” and demand the removal of Raveendran.

 

The leadership at Byju’s also blamed the “artificially induced crisis” by select investors for the “slight delay” in making the January payroll.

 

Investors including Prosus, General Atlantic, Peak XV and Chan Zuckerberg Initiative said in a statement Thursday that they seek a resolution of the “outstanding governance, financial mismanagement and compliance issues; the reconstitution of the Board of Directors, so that it is no longer controlled by the founders of T&L; and a change in leadership of the Company.”

 

This is the third time the investors have sought an extraordinary general meeting (EGM). The new request follows Byju’s launching the rights issue to raise capital it said was essential for its survival. The Bengaluru-headquartered startup, once valued at $22 billion and which has raised over $5 billion, reset its valuation to $25 million in the rights issue, TechCrunch previously reported.

Here is the full Friday statement of Byju’s:

Think & Learn Private Limited, the parent of BYJU’S, has noted with sorrow, statements from a select few investors calling for an extraordinary general meeting (EGM) to replace founder and group CEO Byju Raveendran. Under these unfortunate circumstances, we would emphasise that the shareholder’s agreement does not give them the right to vote on CEO or management change.

TLPL will continue with the proposed $200 million rights issue after receiving encouraging responses from multiple investors. The company is gladened by the support received by a wide section of its shareholders

The criticality of the rights issue has been shared with all shareholders, with capital being pivotal for a successful turnaround. Unfortunately, the company and our employees are paying the price for a stand-off triggered by some investors. Business continuity is essential, and we shall prioritise this in our actions.

Byju Raveendran and his leadership team have kept TLPL afloat after three investors left the company’s board last year, triggering a broader crisis. The company, along with the advisory board consisting of Rajneesh Kumar and Mohandas Pai, constituted a working group with the investors to find a constructive way forward.

The company and its leadership have updated the working group on all crucial matters, including ongoing business restructuring, financial position and audits. TLPL has been turning around the business, cutting the monthly burn to near operational breakeven and working on an AI-led technological refresh soon. In context, the actions of some unnamed investors are disruptive at a highly challenging time.

TLPL will remain on the path of dialogue even as the founders and the leadership find ways to meet the company’s mounting obligations, including salary payouts. We want to re-emphasise that the company has not had any external investor funding for nearly two years apart from the founder infusing over $1 billion — a reason why it launched a rights issue as a quick and equitable way to raise money.

 

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— Techmeme

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Meghna Gulzar was obsessed by detail as she depicted an Indian War hero in ‘Sam Bahadur:’ ‘It was interesting thinking like a man’

“Sam Bahadur,” a biopic of Indian war hero Field Marshal Sam Manekshaw, is the latest feature from Meghna Gulzar.

 

Ronnie Screwvala’s RSVP Movies produced the film, which released theatrically in December 2023 and proved to be a box office success.

 

The cast is led by Vicky Kaushal “(Dunki)” as Manekshaw and also includes Sanya Malhotra “(Jawan)” as his wife Silloo and Fatima Sana Shaikh as Indian Prime Minister Indira Gandhi.

 

Gulzar’s previous films include “Talvar” (2015), starring Irrfan Khan and Konkona Sen Sharma, and “Raazi” (2018), headlined by Alia Bhatt, both of which were critical and commercial successes and “Chhapaak” (2020), featuring Deepika Padukone as an acid attack victim. She was looking for a subject to work on with Screwvala, who suggested the Manekshaw biopic as the late Field Marshal’s daughters had been in conversation with him about wanting to make a film based on their father.

 

“I immediately said yes, because I just knew two things about him at that time, which is that he was the first Field Marshal of India, and that he was the Chief of Army Staff during the 1971 war [the India-Pakistan war that led to the creation of Bangladesh]. And just that much in itself was extremely inspiring and fascinating. And I really thought that somebody who has achieved those positions in life, they definitely must be having a story to tell,” Gulzar told Variety.

 

The filmmaker describes tackling what is an overwhelmingly male subject despite the presence of two strong women in the narrative, as “a lot of relief.” “I have been telling stories, which I wouldn’t say are women-centric, but the central character is feminine, or the nature of the subject is slightly more feminine,” Gulzar said. “What was most challenging was that to tell a man’s story, to think about how a male character would think, how they would evaluate things, or what would their expressions be and what would their reactions be? Fortunately, because this is not fiction, most of the cues were already in place, because you are just executing [a story about] a life that has already been lived. It was interesting to think like a man and characterize a man and, and that man more than anything.”

 

The film was made with the close cooperation of the Indian Army. Current Indian Army personnel played all the rank and file soldier roles in the film, not extras. All military depictions were vetted by an army department liaising with the production. Only some of Manekshaw’s dialogues with his wife and cook were fictionalized, with the rest drawn from interviews with him, published accounts and conversations that the project researchers had with his family, daughters, grandchildren and associates.

 

“Because he is such an important figure in our army’s history and is so revered by our forces, you can’t [afford to] go wrong with it, you can’t get anything about him wrong – or even around him. So, getting that authenticity and that detailing, right, was extremely challenging, but the entire team muscled through and our research was rock solid,” Gulzar said. “The entire team knew that our intent is that this is going to be error free. Absolutely zero error. And they all came with that dedication.”

 

The film features several interactions between Manekshaw and Indira Gandhi, who would go on to become the Prime Minister of India. “None of that is fictionalized,” Gulzar said. “Because we’re executing it and there are actors playing a part, there is a line that we have to balance. We have to be aware of maintaining that balance, that there is an affinity there. Yet, it’s not a gender thing, that there is immense mutual respect, even though there is antagonism sometimes. The tricky part was actually hitting that right tone for the actors, even for me.”

 

 

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— Variety

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Fork & Good hosts first ever tasting of hybrid cultivated meat at Davos

The food startup shared its product with thought leaders and local residents at its first large-scale tasting since the launch of its pilot facility last year

 

 

DAVOS, Sz. — (BUSINESS WIRE) — On Jan. 16, heads of state, industry experts and business leaders gathered for the annual World Economic Forum conference at Davos.

 

At the same time, a smaller, though no less consequential, event took place just 10 minutes away at Sonas Irish Pub. Food startup Fork & Good conducted the city’s first blind tasting of hybrid cultivated meat to gather feedback from an eclectic group of 40 people.

 

Participants each received two small dishes distinguished by blue and yellow stickers. One contained 100% conventional pork and the other a blend of 30% cultivated and 70% conventional pork. (Willing vegetarians also had a chance to enjoy dumplings made with a blend of plant and cultivated pork).

 

“Mixing cultivated meat with conventional meat has many advantages,” said Fork & Good Chief Scientific Officer Gabor Forgacs.

 

“It helps alleviate the rising supply chain and environmental challenges meat producers face. It also allows for the gradual introduction of cultured meat through products consumers are already used to.”

 

Perhaps most importantly, it tastes just like meat — because it is 100% meat. As Fork & Good co-founders expected, participants at the blind tasting found no major difference between the two samples. An informal poll after the tasting showed more than half of the group preferred the 30/70 blend over conventional meat on its own. The group was equally split when asked to guess which dish contained cultivated meat.

 

The tasting was led by Fork & Good CEO Niya Gupta, who said, “We are aiming to serve everyone everywhere with affordable meat so it’s exciting to get input in this open and democratic way. We had everyone, from an American professor to a Swedish nonprofit worker to a Chinese student — even a regular Swiss person walking in off the street looking for a beer. Their feedback has been critical to us as we continue our product development journey.”

 

One of the participants, global data science leader Dr. Richard Kerr, said, “I wasn’t able to tell the difference between the samples, to the point that I thought it was going to be revealed that all the samples were 100% cultured. I love the idea, and will continue to follow [Fork & Good’s] progress with interest.”

 

The lunchtime tasting was a part of UnDavos, an informal entrepreneurship-focused gathering that takes place the same week as the WEF conference. Mark Turrell, founder of UnDavos and CTO of Fresh Solutions AI, invited Fork & Good to present their product at a “meal for the future” event.

 

“It was amazing to physically experience technology being integrated into our food — the food in our mouths,” Turrell said.

 

In addition to the blind tasting, Fork & Good was invited to the main WEF conference as a Technology Pioneer, one of just 100 early-stage startups developing innovative technologies to address global challenges. Gupta participated in back-to-back meetings and roundtables, including a bilateral meeting with one of the world’s largest meat producers who couldn’t tell the difference between conventional meat and Fork & Good’s hybrid cultivated meat.

 

Founded in 2018, Fork & Good launched its pilot facility in Jersey City, New Jersey. The facility is already capable of producing six to ten times more meat per square foot than is currently possible by conventional means. Fork & Good’s cultivated meat is ready for market, pending regulatory approval by the FDA and USDA.

 

ABOUT FORK AND GOOD

From its facility in Jersey City, Fork & Good is on a mission to grow the best of meat for everyone, everywhere. The company takes a novel approach to cultivating meat by growing muscle cells directly in proprietary bioreactors for maximum flavor and nutritional value—while drastically reducing the amount of land and water used in conventional livestock production. The team has 150+ years of combined experience that spans food, agriculture, and science, and is committed to helping build the industry in a safe, transparent way. Learn more at: www.forkandgood.com.

 

Contacts

Emily Bogan, Business Operations Manager

Email: hello@forkandgood.com
Phone: (201) 201-1392

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 Upcoming ‘Help Me Write,’ Chrome experimental AI feature, potential key step for words  written by bots instead of people

—   Google is rolling out a new experimental AI web-writing assistant feature in Chrome

 

 

John Herrman / New York Magazine:

 

Thursday, Google will begin rolling its new experimental feature in Chrome, the most popular browser on Earth, and the portal through which an estimated 3 billion people read and contribute to the web: an AI writing assistant.

“Writing on the web can be daunting, especially if you want to articulate your thoughts on public spaces or forums,” the company says.

Chrome’s new tool will help users “write with more confidence,” whether they want to “leave a well-written review for a restaurant, craft a friendly RSVP for a party, or make a formal inquiry about an apartment rental.”

AI assistants have been popping up in popular software about as fast as developers can code them. Google has been testing generative AI in Gmail, Android messaging, and Docs for months; Microsoft has added similar features to Office, its Edge browser, and Windows itself.

This was, in other words, basically inevitable: as new features in an interface, “help me write” buttons and features are a natural extension of suggested replies and even spellcheck; Google has the technology to build this, and reason to believe at least some Chrome users will be excited to use it.

Millions of people already use software like ChatGPT and Anthropic to generate text that they then deploy in basically every imaginable context. Google building something similar into Chrome was only a matter of time — as soon as it could, it would.

 

At launch, this will be a right-click feature in limited testing. If it ends up anything like the generative AI tools Google has been building into Docs, it’ll be as easy to ignore as it is to use.

 

As generative AI rollouts go, though, this is a big one. For the first time, potentially billions of people will be confronted with the option to have software write on their behalf, in virtually every online context: not just emails or documents, but social-media sites, comment sections, forums, product reviews, feedback forums, job applications, and chat platforms. Instead of, or in addition to, people posting something themselves, Google will offer users statistically likely responses, as well as options for making them shorter or longer or adjusting their tone. The web as we know it is, basically, the result of billions of people typing into billions of browser text boxes with the intention of reaching other people, or at least another person. The experiences of searching, reading, shopping, and wandering on the web have depended on varying extents on the presence of text and media that other users have contributed, often for free and under the auspices of participation in human-centered systems — that is, as themselves, or some version of themselves, with other people in mind. What happens when the text boxes can fill themselves?

Features like this will be, among other things, a massive test of how people actually want to use generative AI. Text generation is already popular in situations where people have to perform highly artificial tones and styles — from the jump, ChatGPT users have found it appealing for writing résumés and cover letters, for example (although it’s unclear, for a variety of reasons, whether this is a good idea). Does a “help me write” button make sense to anyone in the context of a Reddit thread, a fired-up comment section, a jokey response to a friend’s post, a Goodreads review, or an Amazon product page? These are contexts where evidence of humanity is valuable, and where the averaged-out tones of generated text might read as competent spam.

Optimistically, based on having access to a few similar tools for the last six months, my guess is that, in many and maybe most cases, they’ll feel absurd or inappropriate to use — like productivity hacks jammed into what are basically social situations, bug-eyed Clippys hovering awkwardly next to comment threads, tools presenting themselves in contexts where their use would be strange and borderline offensive.

AI text generation makes some sort of sense when content is being extracted from people who don’t particularly want to produce it: in the form of an assignment, a mundane work task, or as a form that just needs to get filled. These are situations that are already in some way dehumanized. In less antagonistic scenarios, where writing as yourself is the point — basically, the entire category you might call elective uncompensated “posting,” or, uh, “social interaction” — using generative AI could seem like an odd choice, antisocial, self-defeating, ineffective, and indistinguishable from spam. If you’re using AI to generate a Facebook comment, why post at all? Perhaps text generation presents itself to billions of users and most of them say no thanks, most of the time, and the transformative era of generative AI instead takes the form of a somewhat more assertive grammar checker. This would amount to — or at least preview — a deflation in expectations about where this tech is heading in general; in any case, Google will be finding out soon.

It’s worth imagining weirder outcomes, though, in part because of what automation has already done to the web, and how comparatively niche uses cases have started affecting the internet for everyone else. Since the arrival of tools like ChatGPT, search results — which Google is also planning to supplement or replace with generated text — have been overwhelmed by passable (to Google, at least) generated content, tipping the already barely managed problem of SEO bait into a full-blown crisis for the basic function of one of the core tools for finding things online. Last year, in an attempt to mitigate declining search quality, Google started surfacing more “perspectives,” which is its term for posts by people with “firsthand experience” on “social media platforms, forums and other communities” — basically, posts that are categorically less likely to be SEO-driven spam, created as they were for human audiences rather than a search algorithm. Soon, with Chrome, Google will be inviting more synthetic content into every remaining source of such “perspectives” left on the open web, which, setting aside what this means for users, is a big part of the corpus on which Google trains its AI tools in the first place, leaving Google to train its next generation of AI on material generated by the last, which doesn’t sound ideal for Google.

In the narrow context of Google’s story, then, text generation is best understood as a continuation of a trend, an escalation of a process of increasingly assertive automation — of content discovery, categorization, distribution, and now creation — that was only ever leading in one direction. In the context of the slow death of the open web for reasons that predate AI — namely, the commercialization of all online interactions and subsequent collapse of the business model with which they were commercialized — it’s probably more symbolic than consequential.

Still, at the very least, we can expect the wide rollout of text generation tools to change the texture of the parts of the web that remain more or less intact and functional as spaces where people talk to each other and voluntary, helpfully share information — look out, Reddit and Wikipedia — and to subtly alter users’ feelings about contributing to such projects in the first place. We have the technology, in other words, for a web that publishes itself. Will anyone want to read it?

 

 

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— Techmeme

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The AACCNJ plans to host a Town Hall Meeting to address  ‘The Fierce Urgency of Now’ — A Presentation on the State’s Disparity Study

TRENTON, N.J. —  “The African American Chamber of Commerce of New Jersey (AACCNJ) will host a town hall meeting topic: “The Fierce Urgency of Now” – A Presentation on the State’s newly released Disparity Study, conducted by Mason Tillman Associates, LTD.

 

The Town Hall Meeting will be held at The Crowne Plaza Princeton, N.J. on Feb. 6 from 3 to 5 p.m., and is a free event. The Presentation will be led by Dr. Denise Anderson, Founder & CEO, Denise Anderson & Associates (DA&A) LLC, moderated by John E. Harmon, Sr., IOM, Founder, President & CEO, AACCNJ, and will include a Q&A session with the audience.

 

“The Study, as expected, revealed that African American businesses received little of the $ 18.5 billion the Murphy administration spent on contracts for construction, professional services and goods and services from 2015 to 2020,” said John E. Harmon, Sr.

 

“While expecting the worst, little did we know that the Study would document African Americans received less than one (1) percent of the $18.5 billion dollars the State awarded to contractors. African American businesses received a pittance despite the fact that we represent, 14 percent of the population, and over 10 percent of the businesses in New Jersey willing and able to contract with the State.”

 

The Study also documented that all ethnic groups received fewer contracts than expected given the number of New Jersey businesses owned by people of color. More than 25 percent of the businesses the Study identified as willing and able to contract with the State were owned by African Americans, Asian Americans, Hispanic Americans, and Native Americans.

 

“Now that the State’s commissioned study has documented the institutional discrimination our members have long experienced, we must demand that the Murphy Administration immediately establish a race and gender-based program with minority and woman-owned business utilization goals to end the discriminatory practices in its award of contracts,” said Harmon.

 

“As we move forward, we ask the Governor and his administration to also hold a statewide meeting, to discuss the results of the disparity study,” said Harmon.

 

“We plan to work in partnership with the State to put forth best practices that will provide the constituency of the AACCNJ, and others, with consistent access to opportunities and resources that they can leverage to strengthen their enterprises and ideals while mitigating past underperformance,” said Harmon.

“Our mutual goal henceforth is to have a more equitable participation in every area of the public sector wherein economic opportunities exist.”

 

“These times remind me of words that were expressed by the late Dr. Martin Luther King, Jr.: “The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy,” said Harmon.

 

 

About the African American Chamber of Commerce of New Jersey

The AACCNJ performs an essential role in the economic viability of New Jersey. While providing a platform for New Jersey’s African American business leaders, to speak with a collective voice, the AACCNJ advocates and promotes economic diversity fostering a climate of business growth through major initiatives centering on education and public policy. The Chamber serves as a proactive advocacy group with a 501(c) 3 tax exemption, which is shared by the National Black Chamber of Commerce.

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Top resolution for 2024 New Year: To avoid financial pitfalls by prioritizing savings as big safety net

NEW YORK — After more than two and a half years of struggling with high inflation, financial analysts are urging Americans to make building a solid nest egg of savings their top New Year’s resolution.

 

The prolonged period of high inflation has created severe financial stress for most U.S. households, as they are forced to pay more for everyday needs like food and housing. Low-income households have been particularly hard hit.

 

Despite the economic volatility in 2023, a recent study by USA Today found that more than four in five Americans feel some level of positivity about the U.S. economy going into 2024. However, Real Estate Developer, Serial Entrepreneur, TV Producer and Talk Show Host Dee Brown warns that there are several steps all households must take to help secure their financial foothold.

 

According to Brown, securing a financial future should be a priority for families. To assist with this, Brown recommends the following three steps:

 

1. Establishing an Emergency Fund: Setting aside a portion of income into an emergency fund can provide a safety net for unexpected expenses and financial hardships.

 

2. Budgeting and Expense Tracking: Creating a detailed budget and tracking expenses can help families prioritize spending, identify areas for saving and avoid unnecessary financial stress.

 

3. Investing in Retirement Accounts: Contributing to retirement accounts such as 401(k)s or IRAs can help build long-term financial security and ensure a comfortable retirement.

 

By taking these steps, Brown believes that households can secure their financial future and mitigate the impact of high inflation and economic volatility.

 

Dee Brown quote/tips:

“Building a solid nest egg of savings is a lifeline in times of economic uncertainty. By establishing an emergency fund, budgeting wisely and investing in retirement accounts, families can take control of their financial future and secure their foothold in today’s challenging economy.”

 

More on Dee Brown:

Dee Brown is a multifaceted entrepreneur, award-winning producer, director, writer, author, talk show host and philanthropist. He is the Founder and CEO of the P3 Group Inc., the nation’s largest African American owned, public-private partnership real estate development firm. Brown has amassed more than 30 years of solid, record breaking experience in real estate sales and development, management, construction, infrastructure, water/sewer and environmental projects in the private and governmental sectors. He also serves as the Founder and Chairman Emeritus of the nonprofit Brown Foundation Community Development Corporation.

 

He is also a proud 2023 recipient of President Biden’s Lifetime Achievement Award.

 

Brown holds a bachelor’s degree from the University of Memphis, an MBA from Bethel University and numerous professional certifications. He is a lifetime member of Kappa Alpha Psi Fraternity Inc., NAACP, Producers Guild of America, National Academy of Television, Arts & Sciences, the International Documentary Association and Entrepreneur Leadership Network. He also serves on the Documentary and Nonfictional Committee for the Producers Guild of America. As a contributing writer for Forbes.com, Entrepreneur.com, Metro & Peoria Magazines, Brown shares his insights and vast business experience with readers around the world.

 

Dee Brown is also the Executive Producer and Director of Tiger Run: The Untold Story. This highly acclaimed documentary compiles interviews, game footage and other behind the scenes video of Coach Prime — NFL Legend Deion Sanders — and showcases his mission to transform the lives of players at Jackson State University at its annual Pro Day event.

 

https://www.youtube.com/watch?v=KC73Xj-FDCE

www.DeeBrownCeo.com

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Lenape Storytelling with Chief Bluejay to commune at D&R Greenway’s Discovery Center at Point Breeze in Bordentown

 The public is invited to an afternoon of Lenape Storytelling on Sunday, Jan. 28  from 2 to 4 p.m. at D&R Greenway Land Trust’s Discovery Center at Point Breeze, located at 101 East Park St., Bordentown, N.J.

 

The public is invited to enjoy an afternoon of storytelling in the tradition of the Lenape, the First People, at D&R Greenway’s Discovery Center at Point Breeze on Sunday, Jan. 28, from 2 p.m. to  4 p.m.

Photo: Visit the Discovery Center at Point Breeze
Photo: Chief Bluejay and Uma Cinnamon in the Peoples Room at the Discovery Center

 

The Discovery Center was created by D&R Greenway Land Trust in a renovated historic home that belonged to the exiled King of Spain Joseph Napoleon Bonaparte’s gardener in the early 1800s. The house will be open with exhibits about the history, land and people of Point Breeze, including the Lenape and Bonaparte, birds and the Delaware River watershed. Visitors learn about the Three Sisters garden, indigenous and heritage crops that are grown in the Historic Garden at Point Breeze.

 

“Wintertime is when indigenous peoples gather to tell stories” says Barbara Michalski, known as Chief Bluejay. Of Lenape descent, she is Chief, Keeper of Culture, Storyteller and Public Speaker for the Lenape Nation of Pennsylvania.  She is a talented storyteller who shares the traditions of the Lenape to remind people that “we are still here.” Bluejay provided advice to D&R Greenway in development of the Peoples Room inside the Discovery Center at Point Breeze.  There, visitors will learn about Lenape language and read stories about land and water stewardship.  Chief Bluejay’s intention is “to stress how we should take care of Mother Earth.”

 

A landmark positioned in front of the Historic Garden at the Discovery Center at Point Breeze is a life-size sculpture of an Atlantic Sturgeon.  These huge creatures, that can grow up to 14 feet in length, were once abundant in the Delaware River but were taken to the brink of extinction due to loss of habitat.  They depend on clean water to spawn in the Delaware River.  Native Americans fished these creatures for food and used the remains as fertilizer for agricultural crops. Visitors to the open house will have an opportunity to color Sturgeon cards provided by the Delaware Riverkeeper.  The cards will be hung on our tree inside the Crown Jewels Gallery to transition the holiday tree to a “Sturgeon Family Tree” and share wishes for protecting the Atlantic Sturgeon and the Delaware River.

 

In the Natural World Room visitors will find wood carvings for sale by artist Jane “Walkingstick” Roop, of Lenape descent.  Walking Sticks, Spirit Sticks, and various carvings are available for prices ranging from $35 – $225, with a portion of the sales supporting programs at the D&R Greenway’s Discovery Center at Point Breeze.

Photo: Lenape wood carvings available for purchase at the Discovery Center

 

“This special opportunity celebrates a community of people and special features of the Delaware River watershed that are truly treasures,” says Linda Mead, D&R Greenway’s President & CEO.  “Working in partnership with Chief Bluejay, Jane Walkingstick and other members of the Lenape Nation has been an honor for me and carries out D&R Greenway’s mission to protect land and water and inspire a conservation ethic.”

 

Admission to the Storytelling program and the Discovery Center at Point Breeze is free.  A suggested donation of $10 provides the donor with a souvenir magnet or bag, and supports programs and exhibits.

 

The afternoon program is an open house format. Visitors are invited to join during the open hours for ongoing stories and activities.  The Discovery Center’s exhibits on Native Americans, King Joseph Napoleon Bonaparte, gardens, birds and the Delaware River watershed will be open to view. Registration suggested at info@drgreenway.org or call 609-924-4646.

 

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About D&R Greenway Land Trust: D&R Greenway Land Trust is an accredited nonprofit that has reached a new milestone of over 22,000 acres of land preserved throughout central New Jersey since 1989. By protecting land in perpetuity and creating public trails, it gives everyone the opportunity to enjoy the great outdoors. The land trust’s preserved farms and community gardens provide local organic food for residents of the region—including those most in need. Through strategic land conservation and stewardship, D&R Greenway combats climate change, protects birds and wildlife, and ensures clean drinking water for future generations. D&R Greenway’s mission is centered on connecting land with people from all walks of life. www.drgreenway.org; info@drgreenway.org. Follow us on Facebook and Instagram.